Terms of Service

Last updated: 2026-03-04

1. Acceptance of Terms

By accessing or using the VERICO Dreyer Group Mortgageswebsite (“dreyergroup.ca” or “this website”), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use this website.

2. Use of Website

This website is provided for informational purposes only. It is intended to offer general information about the mortgage brokerage services provided by VERICO Dreyer Group Mortgages.

You must be at least 19 years of age (the age of majority in British Columbia) to use this website or submit information through our forms. By using this website, you represent that you meet this age requirement.

You agree not to:

• Use automated systems, bots, or scrapers to access or extract data from this website
• Attempt to gain unauthorized access to any part of this website or its systems
• Use this website for any unlawful purpose or in violation of any applicable laws
• Interfere with or disrupt the operation of this website
• Submit false, misleading, or fraudulent information through any form on this website

3. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, page layouts, and design elements, is the property of VERICO Dreyer Group Mortgages and is protected by Canadian copyright law. No content from this website may be reproduced, distributed, or used without prior written permission from VERICO Dreyer Group Mortgages.

VERICO is a registered trademark of VERICO Financial Group Inc. All other trademarks and service marks appearing on this website are the property of their respective owners.

4. Third-Party Links

This website may contain links to external websites operated by third parties. These links are provided for your convenience and informational purposes only. VERICO Dreyer Group Mortgages does not endorse, control, or assume responsibility for the content, accuracy, privacy practices, or opinions expressed on any third-party website. Accessing third-party websites through links on this website is at your own risk.

5. Limitation of Liability

This website and its content are provided “as is” and “as available” without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement.

VERICO Dreyer Group Mortgages does not warrant that the information on this website is accurate, complete, current, or free from errors. We are not liable for any decisions made or actions taken based on information obtained from this website.

To the fullest extent permitted by applicable law, VERICO Dreyer Group Mortgages, its directors, officers, employees, and agents shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this website.

6. Changes to Terms

We may update these Terms of Service from time to time. When we make changes, we will revise the “Last updated” date at the top of this page. Your continued use of this website after changes are posted constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

7. Mortgage Information Disclaimer

The information provided on this website, including rates, terms, and mortgage product descriptions, is for general informational and illustrative purposes only. Nothing on this website constitutes a rate hold, rate commitment, mortgage pre-approval, or personalized financial advice.

Actual rates, terms, and qualification requirements are determined by individual lenders based on your specific financial circumstances. Rates shown are subject to change without notice. Not all applicants will qualify. OAC. E&OE.

Any mortgage scenarios, examples, or calculators presented on this website are illustrative only and should not be relied upon as an indication of the terms or rates you may be offered by a lender.

8. Broker Relationship Clarification

VERICO Dreyer Group Mortgages acts as your mortgage broker, not as a lender. We do not make lending decisions, set interest rates, approve or decline mortgage applications, or commit or disburse funds.

Our role is to assess your financial situation, identify suitable lending options from our network of lenders, and present those options to you for your consideration. The lending decision is made solely by the lender. Any mortgage approval, rate commitment, or loan disbursement is subject to the lender's own terms, conditions, and approval process.

9. No Commitment to Lend

Submitting a contact form, booking a consultation through Calendly, or engaging in any communication through this website does not constitute a mortgage application, mortgage commitment, or agreement to lend. A formal mortgage application requires separate documentation and is subject to the lender's approval process.

No communication through this website, whether by form submission, email, phone, or video consultation, creates a binding obligation on the part of VERICO Dreyer Group Mortgages or any lender to provide financing.

10. Regulatory & Governing Law

VERICO Dreyer Group Mortgages is licensed by the British Columbia Financial Services Authority (BCFSA) under the Mortgage Brokers Act. All mortgage brokerage activities conducted by VERICO Dreyer Group Mortgages are subject to the regulatory requirements of the BCFSA.

These Terms of Service are governed by and construed in accordance with the laws of the Province of British Columbia and the applicable laws of Canada. Any disputes arising from or relating to the use of this website shall be subject to the exclusive jurisdiction of the courts of British Columbia.

11. Contact Us

If you have questions about these Terms of Service, please contact us:

These terms were drafted with the assistance of AI and have not yet been reviewed by legal counsel. A professional legal review is planned. Last reviewed: 2026-03-04.